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About Acted:
Acted has been present in Afghanistan since 1993, and operates across northern and eastern provinces. Acted delivers lifesaving relief to the displaced communities with cash and in-kind assistance, shelters, and water and sanitation infrastructure, whilst contributing to long-term recovery and development by providing education and skills training, investing in agriculture and livelihoods, and strengthening local governance.
About MISFA:
The Microfinance Investment Support Facility for Afghanistan (MISFA) was set up in 2003 at the invitation of the Afghan government — to get donor coordination right from the start and avoid the counter-productive efforts that have emerged from conflicting donor objectives in other post-conflict situations. It was established as a vehicle through which the Afghan Government and international donors could channel technical assistance and funding to build Afghanistan’s microfinance sector. MISFA was the first facility of its kind, pooling diverse donor funding mechanisms and converting them into streamlined, flexible support to microfinance institutions in Afghanistan, tailored to local priorities and accompanied by technical assistance and strong performance monitoring.
About ADF (Agriculture Development Fund):
The Agricultural Development Fund (ADF) is a standalone institution constituted as a monetary fund operating under the leadership of its high council. The principal function of the ADF is to catalyze delivery of finance and related non-finance services to commercial farmers and agribusiness entrepreneurs through a variety of intermediaries as well as direct Islamic financing, in an unprecedented effort to revolutionize Afghan agriculture.
ADF has approved almost AFN 13.3 Billion in Islamic financings and disbursed funds of more than AFN 11.5 Billion directly benefiting 60000 farmers and agribusinesses in Afghanistan. The ADF has a solid governance structure, Sharia Advisory Board and Islamic product offering, prudent operational policies and systems, professionally trained staff, and an established footprint to serving clients in 32 provinces across the country.
Today, the ADF is the leading provider of finance to Afghanistan’s agriculture sector with a head office in Kabul, four regional offices in (Balkh, Herat, Kunduz, Paktia Kandahar and Nangarhar), and two satellite offices, one at MAIL and one in Bamyan.
About ACGF (Afghan Credit Guarantee Fund):
The CGF-A, the predecessor of ACGF, was founded by BMZ and USAID and implemented by DEG in 2004 to address key development concerns pertaining the private sector in Afghanistan. Based on successful performance for a decade, BMZ and DEG decided to pursue an incorporation strategy to ensure the facility’s financial viability, thus establishing ACGF in 2014 to take over CGF-A’s operations from DEG.
Over the years, ACGF and CGF-A received funding from the BMZ (EUR 7.4m), DEG (EUR 5.7m) partly funded by USAID, the World Bank/Ministry of Finance of Afghanistan (USD 28.4m), and the KfW Development Bank (KfW) (EUR 7.4m). While the projects funded by World Bank (SAFI) and KfW (CERG) were put on hold after the political developments in Afghanistan in 2021, ACGF reached an agreement for new funding with the European Union in the end of 2022.
About Fern Software):
Fern Software was incorporated in 1979, celebrating its 40th anniversary in 2019. The company has a global presence with over 300 sites in 40+ countries, 3 million borrowers and offices in Amsterdam, Belfast, Singapore, Tiruchirappalli and Toronto.
We specialise in the development and implementation of core banking systems and supporting modules to: Credit unions, microfinance institutions (MFI), savings and loans organisations, development banks, Community Development Financial Institutions (CDFI), social mortgages and a variety of grant funding agencies. Our software has been translated from English into Arabic, French, Khmer, Russian and Turkish. Fern directly employs over 100 employees, with 8 regional reseller partners who offer a further 250 resources.
