About the product:

In Afghanistan women and male make their saving through ongoing purchase and keeping of gold, sometimes they need to sale their golds in the market by force value, in order to meet the business needs in this case, OAF has designed the Gold Collateral Murabaha Agreement (GCMA) product to address this issue through providing the financial needs to expand their businesses and create assets. .
The gold can be handed over to OAF as collateral for GCMA financing and will be returned back after the Murabaha financed amount is repaid back. The gold can be used for multiple Murabaha financing based on the worth of the gold. The gold force value Must not be exceeded 100% of financing amount.
The government employees, NGOs and any other private sectors will be eligible for the financing subject to provide gold in order to purchase the required assets.

Purpose:

• Creating assets, expansion of business and generating of incomes.
• The female client can transfer the obtained financing from OXUS Afghanistan to their family members in case of living in one household.